My aunt and uncle are causing a little ruckus within our family.  Our 4th of July family gathering was spent discussing/arguing about how my aunt and uncle should handle their finances.  They recently sold their home and purchased a new home within the same city.  The new house is of course bigger and also needs some work done.  They also have high credit card debt and plan on enrolling with a credit card debt settlement company to reduce their debt.  They are purposely going delinquent on credit card accounts so they can qualify for debt settlement.  The only reason they are doing this is so they can spend the proceeds from the sale of their home on making updates to the new house to make this their “dream house”.  Part of the family agrees with them while the rest of this feel it’s disgusting to purposely default on their credit card obligations.  I hope Labor Day brings a new more pleasant topic.